News on taxes, health insurance and digital mail

What is changing with premiums, tax deadlines and digital mail, and what it means for you in practice.

January 2026

Tax return 2025: collect your documents now

Since the start of the year, letters have been arriving: salary statements, interest certificates, insurance confirmations. All marked „Keep for tax return". The tax return for 2025 can soon be submitted. Starting early avoids stress and speeds up any potential refund.

Practical tip

Put all documents marked „For the tax return" in a fixed place straight away. Have a tax folder? File them at the front. Using a folder or tray? Collect them there. This way you won't have to search later and the tax return can be completed with less effort.

If even collecting is too much: I put the documents together with you and fill out the tax return, even if several years are outstanding.

In principle

Thinking about a voluntary KESB report? There are other ways

The number of KESB procedures is increasing. Many people voluntarily turn to the KESB because they are overwhelmed with administrative tasks.

Before you go to the KESB

If you are considering voluntarily reporting to the KESB because paperwork, finances or government procedures are getting on top of you, there are other ways of support.

Administrative help by your order

  • I am not a guardian. I work on your instructions.
  • You retain full control and decision-making freedom.
  • No official procedures or files.
  • Help only in the areas you want.
  • Can be terminated at any time if you no longer need help.

If you can't make sense of a change

Call me. I'll explain what it means for you in practice.